Share Certificate Rates

Share Certificates and IRA Certificates

Rates effective as of: 11/05/2024

Term Nominal APY* MemPerx Max Benefit**
12 months 3.682% 3.75% 4.27%
18 Months 3.295% 3.35% 3.87%
20 Months - First Step 3.44% 3.50% 4.02%
24 Months 2.956% 3.00% 3.52%
36 Months 2.907% 2.95% 3.47%
48 Months 3.053% 3.10% 3.62%
60 Months 3.102% 3.15% 3.67%

*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.

**MemPerx rate assumes maximum benefit.


Share Certificates

Rates effective as of: 11/05/2024

Term Nominal APY*
3 Months 2.96% 3.00%
6 Months 4.02% 4.10%

*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.

Not eligible for MemPerx benefits