Share Certificate Rates
To open your Share Certificate, please call us at (888) 342-8766 or visit a branch near you.
Share Certificates and IRA Certificates
Rates effective as of: 06/30/2026
| Term | Nominal | APY* | MemPerx Max Benefit** |
|---|---|---|---|
| 12 months | 2.567% | 2.60% | 3.11% |
| 18 Months | 2.567% | 2.60% | 3.11% |
| 20 Months - First Step | 2.664% | 2.70% | 3.21% |
| 24 Months | 2.664% | 2.70% | 3.21% |
| 36 Months | 2.664% | 2.70% | 3.21% |
| 48 Months | 2.664% | 2.70% | 3.21% |
| 60 Months | 2.664% | 2.70% | 3.21% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.
**MemPerx rate assumes maximum benefit.
Share Certificates
Rates effective as of: 06/30/2026
| Term | Nominal | APY* |
|---|---|---|
| 3 Months | 0.250% | 0.25% |
| 6 Months | 2.567% | 2.60% |
*APY=Annual Percentage Yield. Penalty applies for early withdrawal. $500 minimum opening deposit.
Not eligible for MemPerx benefits