Checking Account Rates
Perks Plus Checking Account
Rates effective as of: 08/05/2026
| Deposit | Nominal | APY* |
|---|---|---|
| $0.01 to $4,999.99 | 0.00% | 0.00% |
| $5,000.00 to $9,999.99 | 0.050% | 0.05% |
| $10,000 to $24,999.99 | 0.100% | 0.10% |
| $25,000 to $49,999.99 | 0.150% | 0.15% |
| $50,000 to $99,999.99 | 0.150% | 0.15% |
| $100,000+ | 0.150% | 0.15% |
* APY = Annual Percentage Yield. Balances up to $4,999.99 receive 0.00%. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Minimum opening balance is $25.