US Eagle Share Certificates
(Certificates of Deposit)

Stronger Earnings Over Time.

What’s a share certificate? It works a lot like a share savings account, but you get a much higher dividend rate. Unlike a regular share savings account, it’s not a ‘liquid asset’ – meaning you leave the money in place for the term (length of time) of the certificate to earn the higher rate.

When it comes to share certificates, we have a number of options – ranging from just getting started with a share certificate, to those that offer potential tax and retirement benefits.*

A great way to start-out if ‘you’re new’ to certificates.


$25 Minimum Opening Deposit Required

$1,000 Maximum Deposit

20-Month Term

Add to the Balance During the Term
(not to exceed $1,000)

Dividends May Be Withdrawn Without Penalty
(penalty for early principal withdrawal)

May Not Be Used for a US Eagle Share Secured Loan

One Allowed Per Social Security Number

Non-Renewable
(transfers to your US Eagle Primary Share Account)


See Current Rates

You may get a higher dividend if rates increase.


$500 Minimum Opening Deposit Required

18- or 36-Month Term Options

Rate May Be Increased (Bumped) Once During Term

Dividends May Be Withdrawn Without Penalty
(penalty for early principal withdrawal)

May Not Be Used for a US Eagle Share Secured Loan

Not Eligible for MemPerx® or IRA Certificate Option

Auto-Renews
(7-Day grace period, one bump allowed on renewed certificate)

See Current Rates

An option that helps cover education expenses.


$500 Minimum Opening Deposit Required

12- to 60-Month Term Options

Add To The Balance During The Term
($1,000 or more per deposit, subject to IRS limits for Coverdell)

Dividends & Principal May Be Withdrawn Without Penalty
(if used for qualified education expenses, see IRS guidelines for withdrawals)


See Current Rates

Combines the tax advantages of a Traditional Or Roth IRA


$500 Minimum Opening Deposit Required

3- or 60-Month Term Options

Guaranteed Rate Of Return (Unlike Other IRA Options)
(no investment in stocks, bonds, or mutual funds)

Dividends & Principal May Be Withdrawn Without Penalty
(subject to IRS guidelines for IRAs)

Eligible For Roll-Overs And Transfers
(subject to IRS guidelines for transfers)

See Current Rates

Multiple certificates, all with a higher dividend benefit.


$500 Minimum Opening Deposit Required (per certificate)

12- to 60-Month Terms
(each certificate in ‘bundle’ has highest, long-term dividend)

Add To The Balance During The Term
($200 per certificate minimum deposit)

Dividends May Be Withdrawn Without Penalty
(penalty for early principal withdrawal)

Auto-Renews
(each certificate renews to a 60-month term)

See Current Rates


$500 Minimum Opening Deposit Required

3- to 60-Month Term Options

Dividends May Be Withdrawn Without Penalty
(penalty for early principal withdrawal)

Auto-Renews
(7-Day grace period)

See Current Rates

Got a good plan?

Schedule a cost- and commitment-free, no obligation consultation with our Investment Services Representative.

Learn More

*All certificates federally insured up to $250,000 per deposit. Consult your tax advisor regarding tax benefits and implications. Must qualify for US Eagle membership, including $5 share deposit, to open accounts. See US Eagle for complete details including respective principal withdrawal penalties and dividend withdrawal limits.

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