Checking Accounts with Real Benefits.

Open an Account

Checking Accounts with Real Benefits.

Open an Account

Real protection. Real savings. Real peace of mind.

Our checking accounts go beyond everyday banking—offering built‑in benefits that can help you save hundreds (even thousands) of dollars a year on the things you already pay for, from cell phone protection to roadside assistance and ID theft aid.

Because peace of mind should come standard with your checking account. 

Perks logo - a green location icon with a plus sign in the center

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Checking Accounts Benefits Comparison
Benefits What You Get Perks® Plus Checking Perks® Checking Life Essentials® Checking What You Save

Mobile Phone Protection*

Just pay your cell phone bill with your checking account and get coverage—no extra signup required.

 Included Included Included $162

FREE ID Theft Aid*

Up to $25,000 in identity theft coverage and expert recovery support.
($2,500 with Life Essentials®)

 Included Included Included $38

Credit Monitoring w/ Credit Report & Score and Fraud Resolution*

Get credit alerts, quarterly credit reports and scores, plus expert fraud resolution support.

 Included Included Not Included $282

Roadside Assistance*

Free roadside assistance anytime, with up to $80 in covered service charges.

 Included Included Not Included $95

Local Savings with BaZing*

Local discounts plus national retailer deals on shopping, dining, travel, and more.

 Included Included Not Included $72

Shop Online*

Save with exclusive discounts from online retailers nationwide, including hotels and attractions.

 Included Included Not Included $60

Billshark *

Experts negotiate your internet, TV, cell phone, and home security bills—or cancel unused subscriptions.

 Included Included Not Included $450

Health Savings Card*

Save on prescriptions, eye exams, frames, lenses, and hearing services.

 Included Included Not Included $156

Pet Insurance*

Discounted pet insurance plus savings on pet care services and products.

 Included Not Included Not Included $209
Total Savings

Swipe

$1,524

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Personal Checking Account Options

With easy to use banking tools and other money saving benefits.
 

Perks® Plus Dividend Checking

Earn dividends while saving up to $1,500 a year1 on everyday purchases you’re already making—our most rewarding checking option.

Open Perks® Plus Account

Perks® Checking

Save up to $1,300 a year1 on everyday spending with built‑in perks that help your money go further, without the higher balance requirements.

Open Perks® Account

Life Essentials® Checking

A not‑so‑basic checking account designed for everyday life—simple, reliable, and packed with the essentials you need to manage your money with confidence.

Open Life Essentials® Account

With insurance coverage for my cell phone, I’m saving $9 per month!! Being a single mom, every dollar helps!!!

– Eva

So glad I signed-up for this account. I used the roadside assistance to unlock my car and jump it. They arrived in 20 minutes and were fast and efficient.

– Readalo A.

Due to the waiting period at my husband’s new job, we don’t have medical insurance yet. I used my discount on a prescription and saved $18!

– Renea D.

I saved $10 on bowling with my family, $20 on mini-golf with my kids and $35 on my groceries…

– Guiseppe C.

Must qualify for U.S. Eagle membership including $5 share deposit. $25 minimum deposit required to open checking account. $10 Perks® Plus monthly fee waived with monthly average balance of $5,000 or more.

$7.50 Perks® monthly fee. $5 Life Essentials® monthly fee is waived with e-statements, or if the primary account holder is under 18 or over 65. If account holder is under 18 years old, a parent or legal guardian must also be on the account.

1Average savings calculated on historical data compiled by StrategyCorps/Bazing. Individual results may vary.

*Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions. Insurance products are: NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

The BaZing information in the benefits reference guide is designed to assist eligible account holders. If there is any conflict between the information in this document and the full terms and conditions outlined in the applicable Guide to Benefits or on the BaZing.com website, the full terms and conditions will control in all respects.