Free Financial Wellness Coaching (FWC) Services
Get free, personalized guidance from certified FWCs for every step of your financial journey with no commitment to ‘buy’ a product or become a US Eagle member.
Schedule TodayFind Your Balance
Are you ready to take control of your financial well-being?
At US Eagle, we get it - managing money to put yourself on the path to financial well-being requires practice, patience and sometimes, a helping hand. We're here to help you conquer your financial goals with confidence.
Free Financial Wellness Services
In-person or online, US Eagle's free financial wellness programs provide personalized support and guidance to help you navigate your financial journey with confidence – and not just by using some random app that can sell your personal information to the highest bidder.
EverFi
Free, bite-sized modules guide you through all the essentials of financial wellness.
Learn MoreWhy Financial Wellness Matters
It's not just about having more money. It's about making the most of the money you do have by finding balance and feeling confident in your financial decisions. It's raising your credit score so you can get the things in life you want instead of living paycheck to paycheck.
IT'S ABOUT SETTING GOALS AND GETTING THE HELP YOU NEED TO MAKE THEM HAPPEN.
US Eagle is dedicated to providing you with the financial education and free tools to reach your financial goals.
Checking
Pay no overdraft fees and get your paycheck up to two days early with all US Eagle checking accounts.
FlexChecking
A way to build or repair credit. A great option if you’ve been turned down for a checking account before. Just the pure convenience of having a checking account with a debit card instead of paying cash, no checks to write and one you can never overdraw.
Learn MorePerks® Checking
Checking that allows you to save, not just spend. US Eagle members can save over $800 a year with Perks. And get cashback with every signature debit card purchase.
Learn MoreChecking Account Perks
No Overdraft Fees
We understand that life happens. That’s why US Eagle will spot you up to $500 with no fees when you need it most.
Credit
Credit plays a vital role in achieving your financial goals. From buying a car to buying a home, a better credit score means lower loan rates. These tools can help manage and improve your credit.
First-Time Home Buyers & Other Lending Programs
If you have the dream of owning a home, we have a myriad of special lending programs to help you get there.
Learn MoreBuild A Solid Credit History
With credit building and secured credit card options, you can build your credit history without creating high balances.
Learn MorePersonal & General Life Loans
Smaller-scaled lending options to help you get through life when it gets tough - instead of high-interest payday loan options.
Learn MoreThe Online Tools You Need To Take Control Of Your Personal Financial Well-being
With the ability to see your credit score at anytime, to setting savings goals, having your own personal financial health check-ups, seeing your personal spend analysis, setting alerts and more, you'll have all the e-tools you need to take control of your finances. Our Digital Banking is secure and, unlike personal financial apps, we will never sell your personal data.
Monitor Your Credit Score
The first step to improving your credit score is being able to easily see it. With US Eagle, you can check it as often as you would like without pulling a credit report and even see your available credit report.
Set Savings Goals
Set and track savings goals for anything from purchases to creating an emergency fund.
Spending Projections
Keep track of upcoming expenses to budget more efficiently.
Set Alerts
Set alerts for virtually all of your finances, all in one place to keep your financial well-being on-track.
Set Credit Goals
The tools are here to create a credit score action plan including credit score simulations and more.
Learn More About Digital Banking
Plan For Long-Term Financial Well-being
Will Social Security still be available by the time you hit your 'golden years?' Don't know how or where to get started with a long-range financial plan? Or don't think you have enough money to start? You're not the only one. We can help with a free first-discussion because it's never too early to start.
Start Your Financial Well-being Journey
Begin your journey towards greater financial well-being, independence, and empowerment with US Eagle. Let's soar together! Let’s Find Your Balance together!
Become A Member
Open your accounts today online or by visiting any of our branches.
Open an Account OnlineMembership Information
As a not-for-profit financial cooperative, US Eagle is owned by the people who use our products and services.
Learn MoreMust meet qualifications to open US Eagle checking account including credit union membership by opening a $5 share account and $25 minimum checking account deposit. Type/Origination of pay may impact early check delivery.
$6 monthly fee for Perks® Checking.
URCovered US Eagle Checking members automatically enrolled in URCovered service after 90 days of membership. URCovered Limits: $500 after 90 days of membership; $1000 after five years of membership for members in good standing. No fee for URCovered service or per overdraft. Member requirement to bring account current within 45 days. Not applicable to all checking products. URCovered service requires separate enrollment for ATM and debit card use.
Early PayDay Direct deposit enrollment required for US Eagle Early PayDay. Once enrolled, member may receive payroll deposits up to two days prior to their scheduled payroll date. There is no additional fee for this service.
24/7 Online, Mobile Banking & Zelle® Services Your wireless service provider may charge data fees. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Cashback Debit Card ATM transactions do not qualify for cashback, only signature-based purchase transactions (learn more at useagle.org/cashback). Eligibility is restricted to individuals who have a statement address within the 50 United States, the District of Columbia or any U.S. Possession or Territory. See US Eagle for details.
*Financial wellness programs and Financial Wellness Coach certification in collaboration and partnership with EverFi, Inc. and Banzai!, Inc. Consult a licensed financial advisor for long-term personal financial planning and investments. Links above and information contained therein are for resource use only. US Eagle does not endorse or assume liability for the information provided.
*All loans subject to credit approval. All rates are variable, and your credit rating may impact APR (Annual Percentage Rate). Transaction, penalty, and other fees may apply. Transaction fees include balance transfer and foreign transaction fees. Penalty fees include late and returned payments fees. Other fees include statement copy, card replacement and pay-by-phone fees. See respective terms and conditions above for each card type. Must qualify for membership with minimum $5 deposit in primary share account. US Eagle members are only allowed one credit card product.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. US Eagle Federal Credit Union and US Eagle Investment Services® are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using US Eagle Investment Services® may also be employees of US Eagle Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, US Eagle Federal Credit Union or US Eagle Investment Services®.
Member must be enrolled in Digital Banking to utilize SavvyMoney. Your enrollment in SavvyMoney Inc. authorizes SavvyMoney Inc. to retrieve your Credit Score and Report. This is a soft pull and will not affect your score. You also authorize SavvyMoney, Inc. to continuously obtain your credit report and use the information to verify my identity and provide the services offered by SavvyMoney, Inc. You may revoke this authorization at any time by terminating your account with SavvyMoney, Inc. As a primary account holder, your credit score will be shown within your online account. All joint owners, or individuals that can access this account, will be able to see your score.
See US Eagle for details.